by Illinois State Insurance ? October 25th, 2011
Auto insurance rates can fluctuate a lot during a certain time period or from carrier to carrier which is why it is important to get quotes every time your policy is up for renewal. Getting auto insurance quotes online is really easy. All you have to do is fill out your information one time and you can get quotes from several different places delivered to your email.
Once you get your quotes you can compare the benefits of each policy and any potential drawbacks to decide which may be a good fit for you. If you have questions about the quote you can call the individual auto insurance company to get more information. You should also pay attention to any expirations dates on quotes. Most companies only guarantee their quote for a short time since premiums are constantly fluctuating.
You may also be eligible for other discounts that you can check into. There may be discounts based on your driving record or having certain safety equipment on your car. So be sure to ask about that as well to make sure you get the lowest price from your auto insurance quotes online.
If you never check quotes and have just been renewing your current auto insurance policy each year you are very likely paying more than you have to. You should always be sure though that you are comparing apples to apples when looking at the coverage each policy gives you. The quotes you get will probably be based on similar coverage?s but pay attention to details to make sure you don?t miss anything.
Another way to shave a few dollars off your auto insurance quotes online is to go for a higher deductible. Having a higher deductible means if you are in an accident you cover a larger portion of the repair yourself. Deductibles can usually range from $500-$2,500 or sometimes more just make sure if you opt for a higher deductible to make your premium less you will have to come up with that money to get you car fixed if you get into an accident. So make sure it is something you could reasonably afford if you had to pay it.
Source: http://illinoisstateinsurance.com/why-auto-insurance-quotes-online-save-you-money/
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